A budget is telling your money where to go instead of wondering where it went. Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. Beware of little expenses; a small leak will sink a great ship. Every time you borrow money, you’re robbing your future self.
Just because you can afford it doesn’t mean you should buy it. Never spend your money before you have it. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.